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Publications

Housing Solutions
Shared Equity Homeownership

Publications in this section highlight tools and strategies for addressing housing affordability challenges in your community.  The Center’s housing solutions resources cover a broad range of topics – from state and local policies to preserve and expand the supply of affordable homes to efforts to meet the housing needs of older adults or families in areas vulnerable to natural disasters.


Jul 10, 2013
Featured

The Role of Community Land Trusts in Fostering Equitable Transit-Oriented Development: Case Studies from Atlanta, Denver, and the Twin Cities

Robert Hickey

This report, published in conjunction with the Lincoln Institute of Land Policy and the National Community Land Trust Network, explores how Community Land Trusts (CLTs) are helping to ensure that affordably priced, transit-accessible homes will continue to be available for lower-income households as regions like Atlanta, Denver, and the Twin Cities expand and create new transit systems.

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Keywords: Shared-Equity Homeownership, Transportation, Transit-Oriented Development, Community Land Trusts, Transit Accessibility


Feb 9, 2011
Featured

Balancing Asset-Building Opportunities with the Ability to Preserve Affordability in a Homeownership Program

Ryan Sherriff

There are many different goals that affordable homeownership programs may seek to achieve. Among them, there are several common goals that are often linked to balancing individual opportunities to build assets with community goals of ensuring long-term affordability and preserving the opportunities and assets that public investment helped to create. This report aims to provide communities and advocates with a general overview of three major approaches to long-term affordable homeownership, and how each functions under different market conditions and serves a community's asset-building and affordability goals.

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Keywords: asset building, wealth, long-term affordability, shared equity, shared equity homeownership, state policy, publications


May 1, 2010
Featured

Shared Equity, Powerful Results: Helping One Generation of Homeowners After Another

Center for Housing Policy

This suite of educational materials reviews the benefits of “shared equity” – a unique approach to affordable homeownership. Under this approach, a state or local government provides funding to help a family purchase a home. In return for this investment, the government entity shares in the benefits of any home price appreciation that may occur. Homebuyers benefit from a substantially lower home price and the opportunity for significant home equity gains. Local communities benefit by retaining vital workers who otherwise couldn’t afford to live in the communities they serve. And, by ensuring that the public’s investment keeps pace with the housing market, shared equity strategies allow governments to help generations of families achieve homeownership with a single initial investment.

View the Suite of Materials

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Jan 1, 2010
Featured

Shared Equity Homeownership State Policy Review

Ryan Sherriff

This report presents a review of programs and policies across 22 states that either support or hinder the development of shared equity homeownership units by state and local governments or nonprofit organizations. In some cases, state programs or policies stand in the way of local programs, making it difficult to effectively preserve affordable homeownership. In other cases, state governments have adopted policies intended to encourage and support local shared equity homeownership programs.

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Sep 1, 2009
Featured

What’s in a Name? Clarifying the Different Forms and Policy Objectives of

Jeffrey Lubell, Ryan Sherriff

This report seeks to clarify the overall characteristics of shared equity / shared appreciation homeownership programs, identify the distinguishing characteristics of the multiple programs, and show how the different programs fulfill somewhat distinct housing policy objectives.

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